Medicare is our government’s health insurance plan for people age 65 or older (with exceptions). There are four parts to Medicare; Part A (Hospital Insurance), Part B (Medical Insurance), Part C (Medicare Advantage plans) and Part D (Prescription drug coverage)....

If you die without a will in New York, your assets will go to your closest relatives under state “intestate succession” laws. Here are some details about how intestate succession works in New York. Which Assets Pass by Intestate Succession Only assets that would have...

1. They are entertainment first – as we all know commercials pay the bills. Their job is to keep you tuned in with the next breaking news item, opinion or must know tip and have you watch the commercial before they tell you. 2. Experts are a dime a dozen – no one...

Much has been said about the aging process.  It was the legendary actress Bette Davis who once said, ‘getting old ain’t for sissies’ and the Rolling Stones wrote a song “What a drag it is getting old”.  The facts are that every 8 seconds a baby boomer turns age 65 and...

In this sluggish economy the Federal Reserve has adopted an accommodative policy and is not expected to increase interest rates until sometime in 2014.  This has been very frustrating for investors who have their money in banks and credit unions.  Those investments...