The value that a professional financial planner (CFP® or ChFC®) can add to a person’s life is not fully understood by all. The value goes far beyond just telling a client where to invest their money.

We have all heard the famous saying of Benjamin Franklin, “In this world nothing can be said to be certain, except death and taxes.”

Find a financial advisor that you trust. This may be a family member or friend’s advisor that you have been referred to.

Budgeting. What feelings does this word invoke in you? Let me challenge you to redefine the word and what it means to you in regards to your finances.

Start small and be consistent. Making small contributions can really add up over a lifetime. Make sure you contribute at least what your employer will match.